header, nav, aside, section, article, footer { display: block; }

html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre, a, abbr, acronym, address, big, cite, code,
del, dfn, em, font, img, ins, kbd, q, s, samp, small, strike, strong, sub, sup, tt, var, dl, dt, dd, ol, ul, li, fieldset, form, label, legend, input, button,
header, nav, aside, footer, section, article, time, mark, figure, figcaption,
table, caption, tbody, tfoot, thead, tr, th, td { margin: 0; padding: 0; border: 0; outline: 0; font-weight: inherit; font-style: inherit; font-size: 100%; font-family: inherit; vertical-align: baseline; } 

.clearfix:before, .clearfix:after { content: ""; display: table; }
.clearfix:after { clear: both; }
.clearfix { zoom: 1; }

body {
	font: 13px/1.5em Tahoma, Geneva, sans-serif;
	color: #234156;
	background: #d1e5f7;
}
a {
	color: #003793;	
	text-decoration: none;
}
	a:hover {
		text-decoration: none;	
	}
	
strong { font-weight: 600; }

h1, h2, h3 {
	font-family: 'Open Sans', sans-serif;	
}

	h1 {
		font-size: 20px;
		font-weight: 400;	
		margin: 0 0 25px 0;
	}
	h2 {
		font-size: 17px;
		font-weight: 400;	
		margin: 0 0 25px 0;
	}
p,
ul {
	margin: 0 0 15px 0;	
}
ul {
	margin-left: 30px;	
}
input[type=text],
textarea {
	padding: 6px 10px;	
	border: 1px solid #88B5FF;
	border-radius: 4px;
	margin: 5px 0;
	background: #edf4fc;
	outline: none;
	font: 13px/1.5em Tahoma, Geneva, sans-serif;

}
button {
	background: #003793;
	padding: 7px 15px;
	border-radius: 4px;
	cursor: pointer;
	color: #fff;
	margin: 5px 1px;
}

#header,
#footer,
#content {
	width: 900px;
	margin: 0 auto;
	position: relative;	
	z-index: 100;
}
#header {
	background: url(../gfx/topBg.jpg) no-repeat top right;
	height: 196px;
	border-top: 10px solid #003793;
}
	#header > a {
		position: absolute;
		top: 45px;
		left: 30px;
	}
	#header ul {
		position: absolute;
		bottom: -10px;
		width: 880px;
		left:0;
		padding: 6px 10px;
		background: #003793;
		list-style:none;
		margin:0;
	}
		#header ul li {
			float: left;	
		}
		#header ul li:first-child {
			float: right;	
		}
			#header ul li > a {
				font-size: 15px; 
				color: #fff;	
				text-decoration: none;
				display: block;
				padding: 7px 13px 8px 13px;
				font-family: 'Open Sans', sans-serif;	
			}
			#header ul li > a:hover,
			#header ul li.act > a {
				color: #003793;
				background: #fff;
			}
			#header ul li > p {
				font-size: 15px; 
				color: #fff;	
				text-decoration: none;
				display: block;
				padding: 7px 13px 8px 13px;
				margin:0;
				font-family: 'Open Sans', sans-serif;	
			}
				#header ul li > p a {
					color: #fff;	
					text-decoration: none;
				}
#footer {
	z-index:20;	
	background:url(../gfx/wave.png) no-repeat top left;
	height: 209px;
	top: -27px;
	padding-top: 17px;
}
 	#footer > div {
		background: #fff;
		padding: 15px 23px;
		border-bottom: 10px solid #003793;
	}
		#footer > div p {
			margin:0 0 0 30px;
			float: right;	
			font-family: 'Open Sans', sans-serif;
			font-size: 14px;
			color: #000;
		}
		#footer > div h4 {
			float: left;	
			font-family: 'Open Sans', sans-serif;
			font-size: 14px;
			color: #000;
			margin-top: 10px;
		}
#container {
	position: relative;
	z-index:0;	
	background: #c1dbf6;
}
	#container > div {
		background:url(../gfx/ctnBg.jpg) no-repeat top right;	
		padding: 40px 0 60px 0;
	}
		#container > div #ltCol {
			float: left;
			margin: 0 0 0 23px;	
			width: 525px;
		}
			#container > div a.cta {
				position: relative;
				left: -10px;	
				top: 20px;
			}
		#container > div #rtCol {
			float: right;
			width:320px;
			margin: -10px 10px 0 0;
		}
			#container > div #rtCol #pic {
				background:url(../gfx/mask45.png);
				padding: 10px;
				position: relative;	
			}
				#container > div #rtCol #pic img {
					postion: relative;
					z-index: 0;	
				}
				#container > div #rtCol #pic h3 {
					background:url(../gfx/mask65.png);
					padding: 10px 23px;
					font-size: 14px;
					color: #000;	
					position: absolute;
					bottom: 25px;
					left:10px;
					right:10px;
					
				}